Ocean Bank has a variety of loan programs
to help you make the most of life's opportunities.
Whether you're buying a home, purchasing a
speed boat or financing your child's education,
Ocean Bank can help you enjoy all that life
has to offer.
Home
Mortgages
Maybe you're just starting out. Upgrading.
Refinancing. Or even, building your
empty nest. Wherever you are in life,
Ocean Bank can help you move in. We
have a variety of loan programs with
simple application processes, quick
decisions and personal service to help
you make the right choices along the
way.
Fixed
Rate Mortgages
Get peace of mind and security in knowing
that your monthly Principal and Interest
payment will remain the same for as
long as you hold the loan.
Adjustable
Rate Mortgages
Interest rates adjust up or down depending
on market conditions. Rates are typically
adjusted after 1 year, 3 years, 5 years
or 7 years depending on the type of
loan you choose.
Ocean Bank also has a variety of specialized
loan programs to take advantage of home
ownership opportunities in South Florida.
Apply for an Ocean Bank home mortgage
loan today by visiting a convenient
branch location or calling the Residential
Mortgage Loan Department at 305-569-5181.
Home
Equity
Get the most out of your home with a
home equity loan or line of credit.
A second mortgage on the equity in your
home will provide the cash you need
to make home improvements, build a pool,
or expand your deck to get a better
view of the sunrise. For more information,
visit a convenient branch location.
Auto,
Boat and Recreational Vehicle Loans
Motor across America in a new or used
car, motorcycle, or recreational vehicle.
Our application process is simple and
decisions are made quickly. Pick up
an application and get rates at a convenient
branch location.
CD-Secured
Loans
Our best priced personal loan allows
you to use your Ocean Bank Certificate
of Deposit or savings account to secure
a loan. For more
information, visit a convenient branch
location.
Here's
what you need to apply for an
Ocean Bank Loan:
Social
security number and valid ID
(driver's license, civilian ID,
military ID or passport)
Employment
information
Most
recent W-2 or tax return
When
applying for an auto, boat or
RV loan, you will also need:
Bill
of sale
Proof
of insurance with Ocean Bank listed
as the lien holder
For
home equity loans and lines of
credit, you will also need:
