Home Sign In Sign Up (Register) View Demo   Locations   Reorder Checks   Cash Management   Banking Services for   Your Business   Careers     With all of our personal checking accounts, you get the option of adding any of these free features:   24 hour telephone banking   Online banking   Bill Pay   Unlimited Teller Service   MasterCard® Check Card Plus, always get free use of Ocean’s Bank 23 ATM locations in South Florida to check your account balance or get cash.   Ocean Plus Smart Checking (Free Checking) For someone who wants it all - and wants it for free.   Minimum opening balance: $20   Monthly service fee: $0   Minimum balance requirement: $0     Learn more   Personal Checking Our checking account packed with features, including free Money Orders and Official Checks.   Minimum opening balance: $100   Monthly service fee: $12   Minimum balance requirement to avoid monthly service fee: $500 daily balance, or $1,500 average daily balance     Learn more   Preferred Checking Preferred Checking has all the features of our other checking accounts. Plus, there's no minimum balance required to earn interest.   Minimum opening balance: $1,000   Monthly service fee: $15   Minimum balance requirement to avoid monthly service fee: $5,000 daily balance or average daily balance. Or, a combined average daily balance of more than $10,000 in other Ocean Bank Checking, Money Market, Now or Savings accounts aggregated. CDs, IRAs and loan balances excluded. Tax ID determines aggregation.     Learn more   Student Express Checking For students 18 years and older with a valid school ID. Free incoming wire transfers makes it easy for parents to get students the money they need when they are studying away from home.   Minimum opening balance: $20   Monthly service fee: $0   Minimum balance requirement: $0     Learn more   Senior Citizens Account Individuals 55 and over can take advantage of all of our free checking account services.   Minimum opening balance: $50   Monthly service fee: $0   Minimum balance requirement: $0     Learn more

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