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Maximize the opportunities to grow, expand and improve the efficiency
of your business by letting us put our strength and stability to work for you.
Select a financing alternative that meets the needs of today and the opportunities of tomorrow.
 
 
Lines of Credit
Don't wait for the next business cycle to get the cash you need. Supplement your short-term working capital needs with a revolving credit. Draw on funds as you need them to operate your business for peak performance. For more information, call a Commercial Lending Specialist at 305-569-5390.
 
Term Loans

Finance your growth, purchase equipment, or upgrade your facilities. Best of all, you can control your cash flow by locking in repayment terms that extend beyond one year. For more information, call a Commercial Lending Specialist at 305-569-5390.

 
Commercial Mortgages
Whether you are occupying the space or renting it, our commercial mortgage products help you take advantage of the benefits from owning commercial property. For more information, call a Commercial Lending Specialist at 305-569-5390.
 
Commercial Real Estate Lending
As one of South Florida's leading commercial real estate lenders for the past 26 years, let us put our expertise to work for you. If you're a small local developer, a mid-sized regional developer, or national institutional investor, Ocean Bank takes pride in offering loans that are flexibly structured, promptly funded and competitively priced. For more information, call a Commercial Real Estate Lending Specialist at 305-569-5124.
 
 
Commercial Equipment Financing
Benefit from a financing solution that is designed to help you purchase new or used commercial equipment. Requiring a down payment, terms are usually for a maximum of 60 months. For more information, call a Commercial Lending Specialist at 305-569-5390.
 
Tax Certificates Financing

Take advantage of Ocean Bank's financing program designed to purchase tax certificates and tax deed applications from South Florida municipalities. For more information, call a Commercial Lending Specialist at 305-569-5390.

 
Mortgage Warehouse Financing
If you're a mortgage banker looking to improve your cash flow, Ocean Bank has a program, similar to accounts receivable financing, that utilizes the equity in your assigned mortgages. For more information, call 305-569-5390.
 
SBA Financing
If your small business is having trouble securing financing through traditional loans, or if your business is looking for the most affordable terms, a loan guaranteed by the U.S. Small Business Administration (SBA) might be your solution.
Learn more
 
Factoring
With factoring, Ocean Bank purchases your accounts receivable the same day you deliver your merchandise, or render your services to your customers. This provides you with immediate access to funds. Factoring financing is based on the quality of your accounts receivable, not on traditional credit quality guidelines, such as working capital, balance sheets and historical income statements.
For more information, call 305-569-5755.
 
Asset Based Lending
Use the inventory, accounts receivable or other assets of your company to secure a loan or revolving line of credit. For more information, call a a Commercial Lending Specialist at
305-569-5390 or International Lending Specialist at 305-569-5435.
     
 
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