Money Matters for Students

Pack Your Wallet With More
Buying Power!!

Take Our One-Minute Credit Card Potential Test

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points.
Continue... I'll take the test later.

Dependents (including yourself)					Score:
One 2	Two 2	Three 2	Four 1	Five+ 1

Residence					Score:
Living With Parents 1	Rent Furnished 1	Rent Unfurnished 3	Own Home Mortgaged 5	Own Home Clear 7

Years At Present Address					Score:
Under 2 years 1	2 to 4 years 1	5 to 8 years 3	9 to 14 years 4	15 years or more 5

Years At Previous Address					Score:
Under 2 years 1	2 to 4 years 1	5 to 8 years 3	9 to 14 years 4	15 years or more 5

Gross Monthly Salary						Score:
Under $1,500 1	$1,501 to $2,500 2	$2,501 to $2,900 4	$2,901 to $3,800 7	$3,801 to $5,000 10	Over $5,000 12

Additional Monthly Income (spouse's income, investments, etc.,)						Score:
Under $500 1	$501 to $1,000 2	$1,001 to $1,500 2	$1,501 to $2,000 3	$2,001 to $2,500 4	Over $2,500 6

Years With Present Employer					Score:
Under 2 years 1	2 to 3 years 2	4 to 6 years 3	7 to 10 years 5	Over 10 years 6

Years With Previous Employer					Score:
Under 1 year 1	1 to 3 years 2	4 to 6 years 3	7 to 10 years 5	Over 10 years 5

Percent Of Monthly Income Remaining After Expenses					Score:
Under 10% 1	10% to 15% 2	16% to 25% 3	26% to 33% 4	Over 33% 5

Bonus Points (add up all that apply - maximum 3 points)					Score:
Bank Credit Card 1	AMEX or Diners Card 2	Oil Company Card 1	Department Store Cards 1	Other Credit Cards 2

To Find Out What Your Score Means, Click Here

This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.