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Mortgage Shopping Tips Finding the right mortgage can save you lots and lots of money over the long term. So we've provided lists of things to think about when shopping for a fixed rate or an adjustable rate mortgage.Tip 1: Shop for a lender. Compare rates, terms, penalties and points. Tip 2: Make sure there are no prepayment penalties. Tip 3: Choose a shorter term mortgage. Tip 4: Shop for a lawyer to save money. Tip 5: If you can't afford a shorter term, consider prepaying a portion of your principal every month. |
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