Checks


Checks are handy because they're a way to pay for things without having to carry lots of cash around. Checks are safe, too, because they are only pieces of paper - not money - until you sign them.

When you write someone a check, you are asking your bank to pay that person the amount of money written on the check. Your signature at the bottom of the check means that you promise you have at least that much money in your checking account.